Wealth
BLOG: You WILL die one day you might as well be prepared
20 September 2019
There’s something about becoming a parent that suddenly requires you to take charge of things which may have otherwise been left undone. There is a need to take responsibility for your life and finances with little ones under your care. It’s a good opportunity to check you have things like life insurance organised, and perhaps its time you wrote your Will, consolidated your debt, rolled over your super, as well as consider giving up pub crawls and eating bowls of cereal for dinner.
BLOG: Final Steps of Buying a Property
09 August 2019
You’ve found a place that you love, and you’ve (double and triple) checked you can afford it (and so has your lender with a pre-approval for a loan). You’ve made an offer to the vendor/real estate agent and its been accepted pending a few checks including the highly recommended building and pest inspection and the non-negotiable valuation from your lender to ensure they are lending money for a solid investment that is actually worth the amount you have offered to pay.
BLOG: Next Steps of Buying a Property
02 August 2019
Last week we explored the initial process of identifying a property you like enough to pursue. One that meets your needs and that is within your price range in an area you would like to live.
BLOG: First Steps of Buying a Property
26 July 2019
So you’re scrolling through listings on realestate.com or Domain and come across something you like. You have a closer look at the floor plan and the property’s features and think its worth a look in person. You may have to convince a partner to join you, selling it before you’ve even seen it yourself, and if the timing is right you make it to the inspection. Nine times out of ten its just another property you walk away from. But what if it’s the property of your dreams? What next?
BLOG: Rewrite Your Debt Story
26 April 2019
Debt can be crippling and stressful for some, for those struggling with repayments it can be a burden carried for too-many-years and sometimes it can be a barrier stopping us from moving forward in life. But debt can also bring us opportunity, abundance and a greater access to choice and control if we treat it sensibly and with respect while maintaining our own responsibility toward eventually repaying what is owed.
BLOG: Women and Money Infographic
07 March 2019
As this is a financial blog, on International Women’s Day perhaps it is appropriate to highlight some of the financial disadvantages many women face, even here in Australia, for well…simply being women.
BLOG: First Home Buyers Rejoice as Housing Market Cools
04 November 2018
Housing prices have been a hot topic of discussion in recent years, whether it be in the mainstream media or on finance blogs, or amongst neighbours, families and friends.
BLOG: Understanding Auctions - Preparing to Bid
21 September 2018
Spring has sprung and with it is comes the traditional peak selling season for the property market. While a slight downturn in the market over the past few months might cause disappointment for sellers, for buyers it is a welcome relief after the property market reached what appears to have been its peak last year.
BLOG: Understanding loan affordability for first home buyers
18 May 2018
Understanding your borrowing power and loan affordability is paramount to knowing what kind of property is a realistic purchase for your personal situation.
BLOG: The 2018 Budget and How it May Affect Your Retirement
11 May 2018
Love it or hate it, retirement is something all of us will have to face eventually, and we all hope to cruise along when the time does come.